Incred Personal Loan

Create Customer

Full name *

Customer Email *

Mobile No (+91) *

Employment Type *

Personal Detail

Aadhar Number *

Gender *

Date of Birth *

Spouse Name

Marital Status

Spouse Employment Status

Mother Name

Father Name

No of Dependents

Address

Pincode

District

State

Type of Residence

Living Since

Residing With

Is Permanente Address Same

Permanent Address

Permanent Address Pincode

Office Pincode

Office District

Office State

Current Address

Office Address

Permanent Address District

Permanent Address State

Job Details

Employer Type

Employer Name

Employer Sector

Current Job Vintage

Industry Type

Specific Employment Type

Total Job Experience (Years)

Income Details

Gross Salary Per Month *

Net Salary Per Month

Salary Mode

No of Bank Account

Existing Bank Name

Bank Account Number

IFSC Code

Current Debt Details

No of Running Loan

Current EMI Per Month

Outstanding Loan Amount

No of Bounce EMI in Last 6 month

Other Details

Payslip Received

No of Payslip having

TDS Deducted

EPF Deducted

Are you Director in Any Company

No of Company in which you are Director

Company Name in which you are Director

Reference 1 Name

Reference 1 Address

Reference 1 Phone Number

Reference 1 Email

Reference 2 Name

Reference 2 Phone Number

Reference 2 Email Id

Reference 2 Address

Right Document : Easy Process

Required Documents to Apply for Incred Personal Loan

KYC of Applicant (Adhar Card+Pan Card+Passport Size Photo)
Last 3 month Salary Slip
Last 6 month Bank Statement in PDF
Form 16 of last 2 year
Rent Agreement if rented or Utility Bill if residence is owned
Sanction Letter of all current running loan if any
Office ID Card or Official EMAIL ID if any

About InCred Personal Loan

InCred provides personal loans with interest rates starting at 16% p.a. for sums up to Rs 3 lakh and payback terms of up to 5 years. InCred Personal Loans are provided to loan customers by the non-banking financial business (NBFC) to cover costs associated with weddings, vacations, medical crises, buying consumer goods, etc. InCred personal loans are available and are processed and disbursed entirely online.

Work Process

Start with Incred Bank Personal Loans in few steps

If you are planning to apply for a personal loan at Incred Bank there are certain details that you should be aware of, Let’s discuss:

Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, the amount will be disbursed to your account shortly.

Let us take an example, How EMI is being calculated

For instance, if "Shubham" applies for a Personal loan of INR 1 Lacs and get the loan sanctioned at the rate of 15 % with a tenure range of 36 Months , in such a case his EMI would be INR 3,467 and complete repayment amount till the end of 36 Months tenure would be INR 1,24,795 (i.e 3,467 EMI * 36 Months), wherein the total interest amount is INR 24,795 along with principal repayment of INR ₹1,24,795 . Few additional charges like those of minimal one-time processing fee upto 2-3% of loan amount may apply. T&C apply.

Year	Principal (A)	Interest (B)	Total Payment (A + B)	Balance	Loan Paid To Date
2022	₹ 11,363	₹ 5,969	₹ 17,333	₹ 88,637	11.36%
Aug	₹ 2,217	₹ 1,250	₹ 3,467	₹ 97,783	2.22%
Sep	₹ 2,244	₹ 1,222	₹ 3,467	₹ 95,539	4.46%
Oct	₹ 2,272	₹ 1,194	₹ 3,467	₹ 93,267	6.73%
Nov	₹ 2,301	₹ 1,166	₹ 3,467	₹ 90,966	9.03%
Dec	₹ 2,329	₹ 1,137	₹ 3,467	₹ 88,637	11.36%
2023	₹ 30,332	₹ 11,266	₹ 41,598	₹ 58,305	41.70%
Jan	₹ 2,359	₹ 1,108	₹ 3,467	₹ 86,278	13.72%
Feb	₹ 2,388	₹ 1,078	₹ 3,467	₹ 83,890	16.11%
Mar	₹ 2,418	₹ 1,049	₹ 3,467	₹ 81,472	18.53%
Apr	₹ 2,448	₹ 1,018	₹ 3,467	₹ 79,024	20.98%
May	₹ 2,479	₹ 988	₹ 3,467	₹ 76,545	23.45%
Jun	₹ 2,510	₹ 957	₹ 3,467	₹ 74,036	25.96%
Jul	₹ 2,541	₹ 925	₹ 3,467	₹ 71,495	28.51%
Aug	₹ 2,573	₹ 894	₹ 3,467	₹ 68,922	31.08%
Sep	₹ 2,605	₹ 862	₹ 3,467	₹ 66,317	33.68%
Oct	₹ 2,638	₹ 829	₹ 3,467	₹ 63,679	36.32%
Nov	₹ 2,671	₹ 796	₹ 3,467	₹ 61,009	38.99%
Dec	₹ 2,704	₹ 763	₹ 3,467	₹ 58,305	41.70%
2024	₹ 35,208	₹ 6,390	₹ 41,598	₹ 23,097	76.90%
Jan	₹ 2,738	₹ 729	₹ 3,467	₹ 55,567	44.43%
Feb	₹ 2,772	₹ 695	₹ 3,467	₹ 52,795	47.20%
Mar	₹ 2,807	₹ 660	₹ 3,467	₹ 49,988	50.01%
Apr	₹ 2,842	₹ 625	₹ 3,467	₹ 47,147	52.85%
May	₹ 2,877	₹ 589	₹ 3,467	₹ 44,270	55.73%
Jun	₹ 2,913	₹ 553	₹ 3,467	₹ 41,356	58.64%
Jul	₹ 2,950	₹ 517	₹ 3,467	₹ 38,407	61.59%
Aug	₹ 2,986	₹ 480	₹ 3,467	₹ 35,420	64.58%
Sep	₹ 3,024	₹ 443	₹ 3,467	₹ 32,397	67.60%
Oct	₹ 3,062	₹ 405	₹ 3,467	₹ 29,335	70.67%
Nov	₹ 3,100	₹ 367	₹ 3,467	₹ 26,235	73.76%
Dec	₹ 3,139	₹ 328	₹ 3,467	₹ 23,097	76.90%
2025	₹ 23,097	₹ 1,169	₹ 24,266	₹ 0	100.00%
Jan	₹ 3,178	₹ 289	₹ 3,467	₹ 19,919	80.08%
Feb	₹ 3,218	₹ 249	₹ 3,467	₹ 16,701	83.30%
Mar	₹ 3,258	₹ 209	₹ 3,467	₹ 13,443	86.56%
Apr	₹ 3,298	₹ 168	₹ 3,467	₹ 10,145	89.86%
May	₹ 3,340	₹ 127	₹ 3,467	₹ 6,805	93.19%
Jun	₹ 3,381	₹ 85	₹ 3,467	₹ 3,424	96.58%
Jul	₹ 3,424	₹ 43	₹ 3,467	₹ 0	100.00%